AUSTRIACARD and PAYLINK teamed up in order to develop and provide secure PIN forwarding solutions to financial institutions.

The new solutions developed by AUSTRIACARD sending PINs via electronic methods were easily incorporated into PAYLINK´s banking service aggregator platform and have been successfully launched for OTP BANK and other financial institutions in the Albanian market.

Sending PINs over SMS instead of using the traditional postal way does not only lower cost, but provides a solution that

  • • Is user friendlier for the final banking customers
  • • provides an instant PIN release
  • • is environmental friendlier through lower carbon footprint
  • • offers a three-factor verification
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