Digital Payment Proposition
At AUSTRIACARD, we believe that we must focus on an integrated digital payment solution creating a real value for consumers and allowing to facilitate payments from a consumer’s card account over a variety of payment channels and across numerous use cases. We are thus focusing on building a digital product proposition which, when delivered to a consumer, will create a seamless multi-channel payment experience under a harmonized ‘look-and-feel’ irrespective of a payment use case.
Our current proposition encompasses solutions for POI, online, and P2P channels that are supported by tokenization services provided by the payment schemes and enhanced by a variety of added-value services – all available from one hand and delivered to a payment card issuer within a single wallet application framework by AUSTRIACARD.
Pin over Electronic Methods
AUSTRIACARD has developed flexible and secure methods for PIN Distribution in order to assist customers to meet new mobile-centric consumer’s expectations and at the same time increase loyalty of customers and enabling instant response to their requests.
Using either two- or three- factor authentication processes AUSTRIACRAD offers the following methods for PIN transmission:
- PIN over SMS
- PIN via Email
- PIN via App
A solution especially designed for banks, insurances and utilities. Digital onboarding of a new customer with our solution becomes a unique customer experience. By applying truly customer-centric design methods along with e-IDAS certificates, the process becomes as easy as possible for the customer, reducing the effort required to apply and sign up. Some of the features included in our solution are:
- Video Identification
- Facial recognition
- One time or up to 5 years certificates
- E-IDAS compliant solution (QES, AES, HTML5)
- Advanced User Interface providing unique user experience
Instant issuing of card with “pre-personalized ” card and final personalization in the bank.